Most people will carry full coverage on a newer vehicle and will add the towing and road service coverage.  How this coverage works is sometimes misunderstood.  For example, if you have a flat and the repair is made on site, the total amount of the repair is covered up to the towing and road service limit on the policy.  But, if the vehicle is towed to a repair facility and then the repair is made, only the tow is covered.  If possible take advantage of the full amount of towing coverage provided by having the work completed at the breakdown site.

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