Business Insurance

Karcher Agency offers a full line of business products.

We offer:
Loss Control Programs
With our insurance company partners, we can evaluate your business’ current conditions and recommend ways to lower property, auto, workers’ compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.

Quick Claim Response
When you do have a claim, you need fast, fair, competent service. We have carefully chosen to represent companies with excellent records for settling claims fairly and promptly.

Competitive Rates
Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing. To see if your business qualifies for one of these special programs, contact us for more information.


Business Auto
A Karcher agent can direct you to the appropriate policies and coverage for your company which may include liability, medical, uninsured motorist, collision and comprehensive insurance. Our package will provide the protection that addresses the needs of your organization.

Business Owners
Bundling several types of insurance together can save your business money. At Karcher Agency, we’ll define a comprehensive package of policies which include property, liability and business interruption coverage.

Depending on your industry, your business may require bonding. The Karcher Agency can assemble a bonding package suitable to your organization and tailored to meet the state and national standards required by your industry.

General Liability
Business liability insurance shields your business from financial difficulty if your company is faced with a bodily injury or property damage suit. Protect yourself from risk – let a Karcher agent compile a liability protection package for you.

Worker’s compensation
No matter the size of your company, you are most likely required by Michigan to hold Worker’s Compensation insurance. This type of coverage protects you and your organization by eliminating lawsuits from employees related to these injuries or illnesses. Your Karcher agent will assemble a Worker’s Compensation package to meet the Michigan requirements and provide you with the best possible protection.