Ease your mounting burdens and responsibilities.

BASIC handles everything from beginning to end. They take all the necessary steps to manage and consolidate your premiums so you don’t have to. All you have to do is notify BASIC of all additions, changes in coverage, and terminations, then we handle the rest.

We communicate

BASIC serves as your benefit contact. Notify us by phone, email or online form and you’re done.

• we notify all carriers and TPAs of additions, changes in coverage and terminations
• provide eligibility updates to carriers
• notify over-age and other dependents when coverage ends

We organize

We make managing your benefits a breeze by being the organization behind the scenes.

• determine effective dates
• administer different benefit plans by geographic areas

We reconcile

All carriers send premium bills directly to BASIC. BASIC reconciles each premium.

• Medical
• Rx Drug
• Dental
• Optical
• Life
• Short Term / Long Term Disability
• Other

We consolidate

BASIC consolidates all the premiums into one easy to read statement.

• consolidated premium billing reports can be split by group, division or location
• employers transfer funds directly to BASIC for premiums
• BASIC pays each provider on employer’s behalf

Ask the Karcher Agency how BASIC Premium Consolidation can help your organization!