The Karcher Agency is required by federal statute, specifically, the Gramm Leach Bliley Act (GLBA), to provide you with certain information about practices regarding disclosure on the nonpublic personal information we obtain from you and about you in the ordinary course of business. Our practices of information gathering are usual, appropriate, and an acceptable method for the purposes of insurance underwriting. In compliance with the GLBA, we are providing you with this information. The nonpublic personal information we receive from you and about you includes:
* Information we receive from you on applications and other forms;
* Information about your transactions with us, our affiliates, or others, such as arising from any claims you have presented, or your coverage with an affiliate of ours;
* Information we receive from a consumer reporting agency, including credit history, motor vehicle records and loss history information.
What we may disclose
We may disclose any of the nonpublic personal information you share with us to affiliates or third parties who help us perform usual and appropriate business functions, such as settling claims, underwriting and pricing your insurance, and overall servicing of you and your policy(ies). We would also provide this information to any insurance regulatory agency when required, and any government entity or authorized person as required by law.
We do not disclose nonpublic personal information about former customers unless legally permitted. Also, we do not sell or share customer lists.
The Karcher Agency seeks to maintain the confidentiality of your nonpublic personal information. This information is used solely by those employees who need to know that information for the purpose of providing products and services to you. We have safequards in place in our efforts to maintain the confidentiality and security of information in our records.